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Unlock Financial Freedom: Boost Your Credit Score With A 90-Day Action Plan
Step 1: Get a copy of your credit scores and report Contact all three credit bureaus (Equifax, Experian & Transunion) and receive a copy of your credit report and credit scores. There are many ways to get your credit reports for free. Annualcreditreport.com will give you a free report each calendar year for all 3 credit bureaus. At a minimum,…
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Master ‘No Spend November’ in 5 Simple Steps
Have you ever considered what your checking or savings account could look like if you could stop unnecessary spending? I have, many, many times. I often find myself looking over my expenses at the end of the month and thinking, “How did I spend that much” or “Where did my money go?”. It is frustrating. It’s also a never-ending cycle…
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Mastering Frugality: 10 Strategies to Save Big in 2023
There isn’t anything I dislike more than finding out I am spending too much money on goods or services. It can be extremely frustrating hearing that a friend’s family of 4 pays $125 for their cell phone bill and your’s is in the $200 range. That is more than $900 a year I am paying for the same cell service…
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Master Your Grocery Budget: 3 Strategies to Curb Overspending
The average household should try to spend between $125 and $150 per person per month on groceries. Currently the sum is closer to $300-$400 per person. If there is one area we can all do better, it is our grocery bill! Growing up we always ate at home, if we ate out, it was a birthday or a special occasion.…